Hey Jim,

Thanks for leaving your thoughts. It is interesting to think about what happens as a result of people living longer. As I mentioned, Baby Boomers, when they were the same average age as Millenials are today, owned 21% of the total US wealth. This could be due to the fact that older generations were passing down their wealth earlier on.

In fact, according to the below Forbes article, "Millenials will become richest generation in american history as baby boomers transfer over their wealth."

https://www.forbes.com/sites/jackkelly/2019/10/26/millennials-will-become-richest-generation-in-american-history-as-baby-boomers-transfer-over-their-wealth/?sh=38029a016c4b

What we might be experiencing today is simply as you stated, an extension of the current schedule of life.

Appreciate your hopeful perspective!

Cheers,

Brandon

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